Many international students/employees and visiting scholars are always confused about “in-network” and “out-of-network” within their International Student Insurance (aka 留学生 保险) Plans, OPT Insurance (aka opt 保险) Plans, J-1 Visa Insurance (aka j1 签证 保险) Plan, Travel Insurance recommended in America (aka 美国旅游保险推荐), and/or H-1B Insurance (aka h1b 保险) Plans. In reality, almost every health insurance in the United States (aka 美国健康保险) contains information with regards to in-network providers and out-of-network providers. An in-network provider is one contracted with the health insurance company to provide services to plan members for specific pre-negotiated rates. An out-of-network provider is one not contracted with the health insurance plan. In other words, an individual who goes to an in-network hospital saves money than the person using an out-of-network clinic.

The city’s first local medical network opened in Huangpu District, Shanghai, on Sunday. Residents can receive high-quality and classified medical service near their home instead of going all the way to the crowded major public hospitals.

The network is led by Shanghai No. 9 People’s Hospital (hereinafter referred to as “Shanghai No. 9”), the newly established Huangpu branch of Shanghai No. 9, and five neighborhood health centers. Shanghai No. 9 serves 4.4 million outpatients a year, ranking No. 1 in the city. But the huge number of patients causes long waiting times and crowded traffic in the neighborhood. To give residents more convenient health service, the district government and the hospital pushed the construction of a local medical network.

The Huangpu branch of Shanghai No. 9 consists of four hospitals in the district. The new branch with 600 beds started to operate last year with 4,000 to 4,500 outpatients every day. Top medical specialists from Shanghai No. 9 serve in the branch to allow patients to receive treatment near their home. Dr Wu Hao, president of Shanghai No. 9, said the hospital will further push a standardized clinical practice for key diseases in the district to prevent residents going all the way to a big hospital for treatment.

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